European fintech Revolut reaches a valuation of 75 billion dollars following a new secondary sale of shares, led by Coatue, Greenoaks, Dragoneer And Fidelity Management & Research Companybrings in NVenturesNVIDIA’s venture capital fund, among the strategic investors. With this level of valuation, Revolut is approaching the orders of magnitude of BNP Paribas (€79.58 billion) and goes beyond institutions like Crédit Agricole (€48.91 billion), Deutsche Bank (€57.08 billion) Or Société Générale (€44.10 billion).
The operation aims to provide liquidity to the company’s employees, who have now benefited from five share sales, before the company is listed; the project could be implemented within the next 2 years. Revolutr boasts a profitable model, a rapidly expanding customer base and a growing presence in strategic markets. Thus according to the information communicated, the 2024 turnover increased by 72%reaching $4.0 billionwhile pre-tax profit increased 2.5 times to reach $1.4 billion. In 2025, the platform exceeds 65 million individual customers in the world and Revolut Business has just crossed the threshold of $1 billion in annualized revenue.
This financial dynamic is accompanied by an institutionalization of the company, thus Revolut obtained its final banking authorization in Mexicoits banking incorporation license in Colombiaand is preparing its launch in Indiaconsolidating its project to build the first world bank of European origin.
However, Revolut is still waiting for the green light from the Bank of England (BoE) regarding its British banking license, which was expected for 2024, then by the end of the year. In question, the impact of the granting of this license across the entire sector and will condition the way in which other jurisdictions treat pan-European fintechs. The institution wants to prevent too rapid an authorization from becoming a precedent, in a post-Wirecard context where prudential rigor has become the norm.
In addition to its credibility, the impact on the company is that as long as the review of its risk management, compliance and capitalization processes is not completed, it remains today limited by the “mobilization phase” established in July 2024, and can only hold £50,000 deposits in the United Kingdom.
On the governance side, it is gradually strengthening and has just recruited Frederic Oudéa, former CEO of Société Générale, to give credibility to its governance in Europe.
That said, the company capitalizes on a multi-segment positioning: international payments, professional accounts, trading, cryptoassets, credit, insurance and savings products, with increasing integration of AI to automate financial management.
In this context, the entry of NVentures strengthens Revolut’s technological orientation. Possible use cases include advanced fraud detection, compliance automation, real-time behavioral analytics, and the development of financial agents capable of managing or anticipating the needs of individuals and businesses.
Revolut’s development takes place in a European banking market where valuations reflect maturity, strict regulation and more moderate growth dynamics. Reaching a level comparable to the continent’s leading bank capitalizations illustrates the structural transformation of the sector. The differentiation between universal banks and new technological entrants is fading, both in terms of services and volumes of activity and Revolut thus becomes one of the very rare European players capable of positioning itself on such a scale even before an IPO.
