Our guide to becoming self-employed

Whatever the sector of activity, we are witnessing an increase in the creation of self-employed businesses. This status has many advantages and the procedures to be carried out are known to be simple and quick. Find all our advice for become self-employed.

What is self-employed status?

THE self-employed status was created to simplify the creation and management of sole proprietorships. To be able to benefit from it, you must not exceed a certain turnover ceiling. The latter is exclusive of taxes and varies depending on the activity carried out. It is administratively fixed for a period of three years. For 2023, 2024 and 2025, it is:

  • €77,700 for services and liberal professions;
  • €188,700 for the sale of goods and the provision of housing.

The steps to take for a self-employed business are simplified, but they remain mandatory. Your turnover must be declared to URSSAF monthly or quarterly, the first declaration having to be made within a maximum period of 90 days after your registration and the start of your activity. You will need more complete a specific tax return every year. Finally, note that as a self-employed person, you have access to the lump sum payment. Do you want to get started in the best possible conditions? Get help from a company that supports self-employed people.

What are the conditions for being able to benefit from self-employed status?

Creating a self-employed business is linked to several factors.

Personal situation

You must be of French nationality and an adult (or an emancipated minor). People of foreign nationality must prove that they can practice in France and provide a residence permit stating this. European Union nationals are not affected by this condition. Finally, creators wishing to create a self-employed business must have a personal address located in France.

Future activity

Certain trades and professions cannot benefit from self-employed status. We can cite, for example, regulated professions such as doctors, lawyers or pharmacists. Agricultural activities cannot be carried out in self-employment either. They must in fact be attached to the Mutualité sociale agricole scheme. To find out about the professions concerned by self-employment, simply contact the CIPAV. In fact, only the professions covered by this organization give right to the status.

Other activities cannot create a self-business. These are:

  • Real estate agents;
  • the rental of bare buildings for professional use;
  • operations of property dealers;
  • transactions in shares of real estate companies.

Finally, artistic professions cannot benefit from self-employed status, these independent professions being attached to the general regime for employees.

Accumulation with salaried activity

It is possible to become self-employed when you are employed. However, it is necessary to respect the loyalty clause which stipulates that work in companies must not suffer. For example, we can consider that an employee working for a jeweler and wishing to launch his own jewelry creation activity in his free time does not comply with the clause. Except if his employer doesn’t mind. Also note that some employment contracts include exclusivity clauses preventing you from becoming self-employed in an activity that is too close to you.

Civil servant status

Civil servants working full time cannot carry out additional activity. However, this is not the case for those who work part-time, who can create a self-business if they wish. Finally, if you are part of the teaching, technical or scientific staff of an educational establishment, you can carry out an activity related to your profession.

What are the steps to take to create a self-business?

There creation of a self-business begins by filling out a dedicated online form and submitting the supporting documents requested to constitute your file. This step can be carried out via an online platform like Self-Entrepreneur Portal or on the one-stop shop. The first option allows you to benefit from expert advice that will allow you to get off to a good start and save time.

To compile your file, you must gather:

  • A copy of your signed CNI ;
  • for a commercial and craft activity, proof of address dated less than three months ago;
  • a declaration of non-convictionexcept for liberal activities;
  • a declaration of exemption from seizure made by a notary (not obligatory);
  • if it is a regulated activity, a copy of a diploma or proof of professional experience justifying sufficient qualifications.

Once you have submitted your file, it will be sent to the relevant Business Formalities Center (CFE). You will then receive the following items:

  • Your numbers SIRET and SIRENwithin 4 to 6 weeks;
  • the APE code that applies to your activity;
  • THE Kbis ;
  • documents for affiliation to the social and fiscal system from the tax authorities and the SSI (Social Security for the Self-Employed);
  • a notification of affiliation to the self-employment regime of your CFE;
  • the contact details of the contacts necessary to carry out all your procedures (Social Security, URSSAF, etc.).

You will then be able to start your activity legally.

How much does it cost to start a self-business?

Creating a self-business is freelike his statement. However, depending on the activity carried out, you may need to register in the Trade Register or the Trades Directory. In the first case, you will have to pay €45, and in the second, €24.08. Also note that you will have start-up costs for your insurance and for theopening a dedicated bank account to your business. Eventually, you will also need to provide the necessary amount for the purchase of supplies and equipment. We therefore advise you to always plan an initial budget in order to be able to cover any expenses linked to the start of your activity.