Terminals running the Android operating system are among the most innovative devices on the electronic banking market. They offer a payment solution different from traditional terminals and TPE via smartphone. How do they differ? What are their advantages? Explanations.
An innovative payment solution
With the Android TPEmerchants find the same functionalities as traditional terminals: acceptance of different payment methods, contactless payment, ticket printing, etc. On the other hand, this type of device is differentiated by innovative services.
- The Android payment terminal allows a smoother payment journey. The transaction is quick: the customer enters their means of payment (with or without entering the PIN code) and payment is immediate.
- THE offline mode offers more peace of mind to traders. It is possible to carry out transactions (up to 200) when the Android terminal is not connected to an Internet network. The long-lasting battery allows you to work in the event of a power outage.
- The device centralizes transaction data, including offline. When online mode is established, the flows collected go up in real time for automatic remote collection.
- Depending on the offer subscribed to with the payment service provider (PSP), merchants may have access to personalized services. Collecting tips by card, for example, is a possibility.
A compact and secure portable TPE
The portability of the Android terminal is another great advantage. Merchants who do not wish to transform their smartphone into TPE thanks to a collection application will move towards this choice.
- THE professionals who travel as part of their activity, they take their Android TPE everywhere. The only requirement is to connect to an Internet network to upload the data. It is a device that will meet the needs of itinerant traders (in markets or in trucks, for example) and professionals who go to their customers’ homes.
- Professionals required to travel through long distances within their point of sale will use their terminal by connecting it to WIFI or a mobile network. Thus, in a restaurant or a bar, the Android TPE allows you to cash out on the terrace or in the dining room. It is also useful in warehouses, on farms, etc.
The format of the Android terminal is appreciable. It offers a good grip and fits easily into a large pocket, on a tray or in a work bag. The payment amount is entered using a touch screen. This provides access to a digital log in order to view all transactions in real time.
Payments are made in a secure environment guaranteed by the PSP. Remember that this electronic payment professional is required to comply with European regulations. PSPs must ensure that security and anti-fraud protocols are in place.
An attractive price
Depending on the plans offered by payment providers, the Android TPE is a collection solution at an attractive price. To choose the best offer, it is necessary to calculate the total cost, that is:
- transaction fee rate (which is not necessarily the same for all PSPs and often depends on transaction volume);
- the possible equipment purchase costs (which is not always obligatory);
- THE paid options (e.g. additional payment methods or management features, maintenance, etc.).
It is also important to find out about subscription terms to the service contract: offer with or without monthly subscription, possible duration of commitment, obligation to sign an account agreement, etc.
Essential points for choosing an Android TPE
Retailers convinced of the advantages of Android terminals have every interest in compare the offers available on the market including:
- the connection method and the possibility of cashing offline;
- the practicality of the device;
- the means of payment accepted (card brands MasterCard, CB, Visa, electronic wallets, etc.);
- the features and services included;
- automatic updates;
- the support service provided by the PSP;
- the subscription terms.
In conclusion, the advantages of the Android terminal concern its speed of payment, its offline mode, its ergonomics and its portability. Merchants who are hesitant between this TPE and the smartphone solution can seek advice from their PSP.
