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Faced with generalized inflation in the veterinary cost sector, many owners are struggling to finance the care of their animals, while traditional insurances remain rigid and complex in the face of the situation.
An increasing adoption of animal insurance
The pet insurance market has a strong dynamic, carried by an increased awareness of animal welfare and an increasing desire to anticipate health spending. In France and Europe, the adoption of these services remains below that of the Nordic or Anglo-Saxon countries.
Founded in 2021, Dalma offers animal health insurance accessible in a few clicks. Its model is based on a customizable coverage, without deductible, and an accelerated refund of veterinary costs via its mobile application. Beyond insurance, Dalma offers a Full service ecosystemincluding a 24/7 veterinary teleconsultation and educational content co-constructed with animal welfare experts.
To go further, the company plans to Start a direct payment system for veterinarians and a e-shop Offering a selection of health and well-being products for animals.
Dalma was founded by Alban de Préville, Raphaël Sadaka and Harry Belinga With the ambition to transform animal insurance into a fluid and intuitive service. The company is betting on a distribution model B2B2Coperating a network of partners specializing in animal welfare to reach a large audience while mastering its cost of customer acquisition.
Since her series A, Dalma has recorded strong growth and reached profitability in France. With more than 60,000 covered animalsthe company is in competition with Healthvet, Barbiku or Lassie
Funding round: a B series of 20M € led by Breega
Dalma has just lifted 20 million euros in series Ba tour led by Breega with the participation of Northzone, Anterra Capital and the Digital Venture 3 Fund of Bpifrance. This funding aims at accelerate international developmentespecially in Germany, and to enrich its offer of services.
Dalma achieved a first round in 2021 of two million euros with Kima Ventures, Global Founders Capital, FRST, then in June 2022 a series A of 15 million euros with Northzone. Its funding since its creation is 37 million euros.
